Fintech Effect 2025: New report on rising consumer expectations

The Fintech Effect report just dropped, and it’s your inside look at what 2,000+ consumers expect from you in 2026. This year’s report, in partnership with The Harris Poll, is packed with data-driven insights on onboarding, AI, lending, and trust—and how top fintechs can adapt fast to stay ahead.

This isn’t just a snapshot of consumer behavior—it’s a strategy blueprint to:

• Spot the trust gaps that are holding users back
• Translate real-time data into product opportunity
• Connect what users want and what fintech delivers
• Build for AI, onboarding, payments, and education—based on actual user need

Want to dive even deeper? Download the report to learn how new consumer expectations should reshape your 2026 strategy.